Student Educational Benefit Trust (SEBT)

For coverage and claim questions, call (866) 662-4097

Email us at service@sebtrust.com

About the Plan

2017-2018 STUDENT HEALTH PLAN

This Student Health Insurance Plan is a self-funded student health plan and is not subject to regulation under the Patient Protection and Affordable Care Act (ACA).  Morgan State University has voluntarily included ACA in its program benefits that are designed to meet or exceed requirements that would otherwise apply to fully insured student health insurance programs.

Important Links


When the University Health Center is closed, MDLIVE offers insured students and dependents 24/7 access to board certified doctors and pediatricians from where it’s most convenient for you – in your dorm, home, office, or on the go.


After registering, within 15 minutes you can have a virtual consult to diagnose non-emergency medical issues over the phone or through secure video on your computer or smartphone. 


Morgan State University is pleased to offer our students a comprehensive health plan that meets the individual insurance requirements and mandates under the Patient Protection and Affordable Care Act at an affordablecost of $728 for the full academic year.  PLEASE REFER TO THE PLAN BROCHURE AND DOCUMENT FOR MORE DETAILS.

All registered Full-Time Undergraduate students taking 12 or more credit hours and J-1 Visa Exchange students and Scholars will automatically be enrolled and billed each semester for the Student Health Insurance Plan upon registration.

Students with proof of other creditable health insurance coverage may complete an online waiver application. The student insurance charge is reversed with an approved waiver, and a credit will be applied to your account once the waiver process for the semester is completed.

Part-time, graduate students and students participating in the NEXUS program with the Community College of Baltimore County (CCBC) are eligible to enroll in this insurance plan. Graduate students completing their thesis or taking 6 or more credit hours are also eligible to enroll on a voluntary basis. Part-time, graduate and NEXUS students, may enroll in this plan Students not enrolled in classes the first 30 days of the semester are not eligible for coverage.

Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the spouse or Domestic Partner and unmarried children (natural child, stepchild, Adopted Child, grandchild, child for whom the Named Insured is under a court order to provide coverage and a child for whom the Named Insured is under testamentary or court-appointed guardianship, other than temporary guardianship of fewer than 12 months duration) under 26 years of age.

Dependent Eligibility expires concurrently with that of the Insured student.